Is Motorcycle Insurance Expensive In Southern California For An 18 Year Old Male?

62 Comments

1. seanmaho says:

   December 2, 2009 at 1:03 pm

   I can’t speak for CA, as i live up in OR, but I am a 23 year old male so same age range. I’ve found that motorcycle insurance can vary an incredible amount from provider to provider. I have an 07 GSXR 600 (one of the most expensive bikes to insure), also note that I have a clean record IE no accidents or tickets. NE ways I started with a policy from Progressive bought through a private insurer. Now you also have to keep in mind that it is obviously going to vary depending on how much coverage you buy, what your deductible is and whether or not you finance the bike (you will need comprehensive on top of liability if you finance it) I financed but it was going to be so outrageous ($4000 a year) that my insurer said he would over look that. So I got about 100000 worth of liability with no comp for $1600 a year. I thought this seemed reasonable but then some of my friends heard that and said it was outrageous for what I was getting. So I decided to check out Geico. I also decided that I didn’t need 100000 worth of coverage. I got a quote from Geico for 50000 policy for $300 a YEAR!!! Yes you saw right $300 a year. Since it was so cheap I decided to add comp with a $1000 deductible and still only pay $760 a year about $77 a month, to compare I pay $95 a month for my 2000 V6 mustang. So the moral of the story is you have to shop around, and you can find good deals. Also crotch rockets are way more to insure than cruisers or touring bikes, my dad pays $325 a year for full coverage for his Yamaha V-Star. It should be cheaper than to insure a car at any rate!
2. Aaron B says:

   December 2, 2009 at 1:20 pm

   well when I was 17 (a month ago) the full coverage for my 97 YZF 600 was only around $320 a year, it really depends on the bike, the newer it is the more expensive, and the bigger engine size will make it more expensive too.
3. avengenc says:

   December 2, 2009 at 2:14 pm

   Motorcycle insurance usually isnt very expensive for anyone. Just call an agent and ask them for a quote. My friend at age 20 with points on his record put a 2002 600rr on his policy for like 400 a year.
4. JERRY W says:

   December 2, 2009 at 3:09 pm

   Like in your situation,I would like to advise you have a look here http://www.InsuranceFreeTip.info/insurance-for-free.htm
5. Rudy H says:

   December 2, 2009 at 3:23 pm

   It’s less expensive then say a Learjet, or a lawsuit.
6. sals says:

   January 28, 2010 at 5:02 pm

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7. sarabelomm men says:

   February 13, 2010 at 8:23 pm

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   Good Luck I hope u make millions
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   February 15, 2010 at 8:37 pm

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9. mess says:

   March 5, 2010 at 2:50 am

   Less industry
   More agricultural
   More class-based — rich and poor
   Slavery
   Less diversified economy
   Warmer climate
10. hafirpoon lewmannini says:

    March 10, 2010 at 10:28 pm

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11. jeuklaun says:

    March 12, 2010 at 12:51 am

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12. domerin jodes says:

    March 20, 2010 at 1:04 am

    The Constitution of California is pretty complex more than any other state, I think they will make changes to benefit the economic powerhouse that makes California strong. Maybe the will go and sign off and declare Independence and make it a country.
13. dallia says:

    March 21, 2010 at 9:05 am

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14. gen waitz says:

    March 23, 2010 at 4:32 am

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    March 29, 2010 at 12:28 am

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16. tracki mal says:

    March 30, 2010 at 3:38 am

    Lolz. Okay, I promise to do my best. But only if you stop me from buying REALLY EXPENSIVE BRAND OF SPAM *snorffle*