Safe riding can only get you so far - What happens if you get involved into an accident and the other party doesn't have enough insurance? Watch this to see how to protect yourself by obtaining the proper motorcycle insurance! Collision Coverage Insurance on a Motorcycle - Do I need it? by Attorney Fran Haasch Drugs Without Prescription I would like to start this article by saying thank you and Happy Holidays to all the loyal readers of Born To Ride; my sincerest wishes for health, prosperity and happiness in the coming new year. Last months article addressed potential problems if you were involved in a motorcycle accident and the driver causing the accident did not have the appropriate insurance coverage to repair the property damage to your motorcycle So, what can you do to protect yourself in this situation? Collision Coverage. Collision coverage on your own insurance policy will pay for the damage to your motorcycle or vehicle. When you are purchasing this coverage please carefully consider the deductible that you choose they generally are in amounts of $250.00, $500.00 or $1000.00. If you decide to use your own insurance for your Property Damage (PD), your deductible will be subtracted from a reimbursement check you are issued to cover the damages. Some insurance companies will subrogate against the at-fault insurance company, which means your insurance company will attempt to collect your deductible for you which can take up to several months. If you have custom parts on your motorcycle, ie ...

 

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