I need motorcycle dealer insurance?
Wednesday, August 5th, 2009 at
10:28 am
Mick asked:
I have a harley repair shop.I am looking for shop insurance in the state of MO.
Reply:
Contact buying drugs local insurance agents.
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Tagged with: Motorcycle Dealer Insurance





US $15.80






Answer A:
This sounds all bad to me and here's why – no down payment usually means that you have to go through dealer financing (unless you are already set up with a bank load). Dealer financing is the biggest scam since basically you are applying for a credit card where the payments are low for the first two years and then they hit you with 24% interest on the balance. You'll end up with higher monthly payments, but if you can pay the entire balance of the bike off in three weeks then don't sweat it. How long do you expect to own the bike? If it's a keeper I recommend putting as much down on it as you can afford to keep your payments low. If it's not finance the hell out of it and bank your money with the hopes of selling the bike to make up the difference.
Answer B:
You DO NOT need motorcycle insurance when you purchase a bike from a dealer. At least that was my experience last year when I bought my bike. The dealer told me that they would cover me for the ride home and would continue the coverage for 2 weeks to give me time to find insurance (it may even be state law). Since most people don't ride buying a bike is not like the car buying experience. When you purchase a new car you can just add it onto your existing automobile policy with just a phone call. Obviously check with your dealer on this as the coverage may vary between different manufacturers.
Props to the racers at the end of the video, those guys have talent.
Its a scam to get you to pay a higher interest rate. Tell them to take the car back and that you will find a reputable dealer.
You only mentioned the big 4 Japanese brands. You can get a 500cc Buell Blast, new, for $3600. But as was said, you'll probably drop it (or some twit at school will knock it over). You would be best off consulting with your parents' insurance agent on those specific questions.
Buying from an individual is usually cheaper, but you will have less recourse and after-the-sale support than from a dealer.
Be careful out there. And don't give us 30-something old farts a bad name by doing stupid crap like riding wheelies and taking huge risks in traffic.